Entry Columns				Calculated Columns
#	Payment Description	Principal Balance	Interest Rate	Payment Amount	Interest Cost	# of Pmts Left
1
2
3
4
5
6
7
8
9
10
11
12
13
14
15
	Totals

Consolidation Loan Terms
Enter the Consolidating Loan’s Annual Interest Rate (APR):
Enter the Consolidating Loan’s term (number of years):
Enter total of any Consolidation Loan Fees:

Results	Without Consol-idating	With Consol-idating	Difference
Total of Monthly Payment(s):
Months until debts are paid off:
Total Cost (Interest Charges and Loan Fees):

Summary